How To Start A Credit Repair Business In Texas. The credit repair organizations act (croa) is a federal law that regulates credit repair organizations in the united states. You first have to register the name of the credit repair business with the state in which it operates.
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Before a credit repair company can perform any services, they are required to provide a contract signed by the consumer and the contract must include the following:
Banks, savings associations, credit unions, nonprofit organizations, licensed attorneys, mortgage brokers and real estate brokers are exempt from this requirement and are not obliged to register with the secretary of state. You should now be prepared to start setting up your own credit repair business. Yes, § 393.101, finance code, provides that before conducting business in texas, a cso must register with the secretary of state. To get started with our professional credit repair business software, then go ahead and create a disputebee account right now.