How To File Bankruptcy In The State Of Florida. Your case starts when you file your paperwork with the local bankruptcy court and either pay the filing fee or request a fee waiver. Florida has created its own bankruptcy exemptions and you must use them if you file there.
To file for bankruptcy under chapter 13 you cannot have unsecured debts of more than $419,275. Your total secured debts cannot total more than $1,257,850. Unsecured debts must be less than $394,725, and secured debts must be less than $1,184,200.
Florida’s bankruptcy court websites and locations.
For instance, if you reside in tampa, the case may be filed in the u.s. When you are filing for bankruptcy in florida, you will be required to attend a meeting of the creditors in court, also known as a 341 meeting, because the meeting is necessary, according to section 341 of the bankruptcy code. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. (see florida court directory ) filing bankruptcy immediately stops all of your creditors from seeking to collect debts from you, at least until your debts are sorted out according to the law.